It is much easier to give this advice than it is to follow it, but click through to the NY Times’ advice on planning a move before it is a crisis:
http://newoldage.blogs.nytimes.com/2013/09/10/getting-while-the-getting-is-good/?smid=pl-share
Why don’t we act before the crisis hits? Is it denial? Too much planning will invite disaster? What did, or didn’t help you to make plans for your future?